Splitit allows you to split the total payment over a maximum of twelve months using your credit card. This service is free, involves no credit checks or applications, and means you can choose to split your payment into monthly installments.

To use this payment method all you need a credit card with a sufficient amount of available credit. Splitit authorizes the total order value—but don’t worry, this is not taken in full when you complete the purchase. At the time of shipping, only the first installment will be charged to your credit card. A payment authorization for the outstanding amount of your purchase will be held during for up to 30 days after placing your order.

After each monthly payment, the amount held from your available balance will be reduced to the new remaining balance (the held amount might appear as “pending”). To ensure that the authorization of your credit card is valid for the entire payment period, the authorization will be renewed every 21 days.

No, this is an interest-free payment method with no additional fixed fees, service fees, interest, or hidden fees of any kind.

You can pay using Splitit with a Mastercard or Visa cards. Debit cards and pre-paid cards are not accepted.

You must maintain a sufficient amount on your credit card for both the monthly payment and for the full outstanding amount of your purchase for up to 30 days after placing the order. The average authorization typically drops off within 5-10 working days. The authorized amount will be charged only in the event that a monthly payment is declined (the authorization hold might appear as “pending” on your credit card bill).

If you decide to not keep the ordered item(s), upon return of the items we will reimburse the installments that have already been paid and cancel the outstanding payments.

Installment payments with Splitit can be chosen as a payment option during the checkout process. Here, you can choose the number of installments in your payment plan and view the monthly payment amounts.